Mortgages

We can help with ALL TYPES OF MORTGAGES including:-

• First time buyer
• Moving house and need a new mortgage
• Remortgaging to get a lower interest rate to save money
• Buy to Let
• Let to Buy
• Right to Buy (council house purchase)
• Capital raising or Debt consolidation
• Self employed or employed
• If you need to self certify your income
• Unusual properties
• Key worker schemes
• Shared Ownership
• Secured Loans
• Commercial mortgages
• Overseas

Mortgage can be arranged on a repayment or interest only basis.

We can give you information and key facts illustration (i.e. quotes) on:-

It’s all a bit confusing but we will take our time discussing all your options and giving you full advice and recommendation before you proceed with any application.

If you want more information just email us your contact details and we can send you one of our guides which will explain everything in more detail including the whole house buying process and mortgage process.
Email info@planit-mortgages.co.uk or call 0845 270 7214

Our lenders include all the High Street Lenders and we have access to Specialist Lenders and every mortgage product. Every lender has their own criteria so it is important that we are on hand to discuss individual requirements with our customers and lenders thus the ability to find a solution to most problems.

Remortgages
Many households in the UK are paying too much for their mortgage. They may have been with the same lender for many years and are now paying a high standard variable rate.
Re-mortgaging is also useful for raising extra money to carry out home improvements or for consolidating debts although this may mean you are paying more in interest over a longer term.

Buy to Let
For raising money to buy an investment property to rent out.
No need for proof of income and affordability is based on potential rental.
Specialist lenders not available on the high street.
Grow a portfolio and become a landlord.
If you are considering a buy to let investment, talk to us about your mortgage options. With yields from buy to lets getting squeezed it is essential that you secure the most competitive mortgage deal that you can. Planit Mortgages will make sure that you get the mortgage that is right for your specific investment.

Insurance
Lenders will make it compulsory to have buildings insurance once you complete a mortgage. It is also important to have mortgage protection in terms of life cover or critical illness cover just in case. We also advise and arrange certain types of insurance including buildings, contents, life and critical illness, accident, sickness and unemployment cover.
It is important to take advice on protecting your mortgage and family in case your circumstances change and you find yourself in the position of not being able to keep up repayments on your mortgage.
We do not charge a fee for arranging insurance.

Refer A Friend
When customers receive great service and save money with one of the best mortgage deals available at the time, they tell family and friends. If you find you are happy with our service and wish to refer a friend to us so that they can benefit as well, we want to say thank you by sending you Marks and Spencer vouchers worth £50 or we can donate your reward to a charity of your choice…