Commercial Finance

Are you looking for a Commercial Mortgage or finance for your business? We can help you obtain the financial package you need for your business requirements. We have access to whole of the market when it comes to commercial lenders, banks and building societies therefore we can get you the best possible rates.

In certain cases we are able to help with Non-status loans
Quick decisions
Interest only options

Up to 100% available with additional security

Our key advisers are all very experienced, some with over 20 years experience and a deep knowledge of the financial markets. We have access to well over 200 Lenders and thousands of deals on our searchable database. Whilst we will go to all sorts of Clearing Banks on your behalf, we also have many deals that are not available from the High Street Banks. We use our contacts to negotiate quickly and get the best possible rates for our customers.

Types of Finance we can help with:-

Bridging Finance:
This is a short term loan, normally 1-12 months in duration. Bridging loans are useful for home-movers, buy to let investors or developers, business men or individuals who just need to raise money quickly.

Business Purchase:
If the purchase price is of any size the lender will normally look for some sort of security for the loan. Many businesses use leasehold properties so it is important to negotiate a long lease in order to get an affordable rate.

Development Finance:
As with all Commercial Loans, the lower the loan to value and the more experienced the applicant the better the rate charged.

Constructor’s Finance and Constructor’s Factoring:
If you are a constructor with a larger than usual contact or longer payment terms than usual, we have several ways to help.

Invoice Factoring:
This is a way to increase your cash flow. It is, in fact rather like a temporary overdraft facility.

Asset Finance and Factoring:
If you need to buy assets for your business, such as Machinery or Kitchen equipment we can find the right finance for you.

Leasehold Finance:
This is effectively a mortgage that is not secured on the freehold value of the property.

Trade Finance:
Whether you wish to import or export goods or services you might well need finance, advice and protection of a bank that understands your business.

Payroll Finance:
This will provide the money for your company’s payroll costs, including National Insurance costs, on a temporary basis.

Marine Finance:
Boats, Barges, Narrow Boats, Oil Tankers, Fishing Boats

Please call us now 0845 270 7214

Free initial advice. We charge a fee for processing a commercial application which is normally 1% of the loan, however, this will be discussed prior to application and will depend on the complexity of the deal.
Commercial Mortgages are not regulated under the Financial Services Authority.